:root{--navy:#10243A;--teal:#00A6A6;--ink:#20364b;--muted:#526477;--light:#f2f6f8;--line:#d9e3e9;--deep:#007979}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:Inter,"Segoe UI",Arial,sans-serif;color:var(--ink);line-height:1.65;background:white}a{color:var(--deep);text-underline-offset:4px}button,input,select{font:inherit}a,button,summary,select{touch-action:manipulation}:focus-visible{outline:3px solid #e9ac3b;outline-offset:5px}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.skip{position:fixed;top:-90px;background:white;padding:12px;z-index:100}.skip:focus{top:8px}.topbar{background:var(--navy);color:#dce7ef;font-size:12px;padding:7px 0}.topbar .wrap{display:flex;justify-content:space-between;gap:20px}header{position:sticky;top:0;z-index:20;background:#fffffff5;border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.head{display:flex;align-items:flex-start;justify-content:space-between;min-height:86px;gap:22px}.brand{display:flex;gap:10px;align-items:center;align-self:center;text-decoration:none;color:var(--navy);font-size:21px;font-weight:800;letter-spacing:-.7px}.logo{width:35px;height:35px;display:grid;place-items:center;border-radius:9px;background:var(--navy);color:#54dddd;font-size:26px}.brand small{display:block;font-size:10px;letter-spacing:1.1px;text-transform:uppercase;font-weight:600;color:var(--muted)}nav{display:flex;align-items:stretch;gap:23px;height:100%;margin-left:auto}nav a{display:flex;align-items:flex-start;align-self:stretch;padding-top:18px;min-height:86px;font-size:13px;font-weight:650;text-decoration:none;color:var(--ink);line-height:1.35}nav a:hover{color:var(--deep)}.navfinder{display:flex;align-items:flex-start;align-self:flex-start;min-height:54px;border:1px solid var(--line);padding:16px 13px 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9px;border-radius:4px;color:#006a68}.source{font-size:12px;color:var(--muted);margin-top:22px}.pale{background:var(--light)}.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:38px 0 25px}.milestone{border-top:2px solid #a2d9d6;position:relative;padding:30px 28px 0 0}.milestone:before{content:"";position:absolute;top:-7px;width:12px;height:12px;background:var(--deep);border-radius:50%}.milestone strong{font-size:24px;color:var(--navy)}.milestone p{font-size:14px;color:var(--muted);max-width:330px}.note{border-left:3px solid var(--teal);background:white;padding:18px 22px;font-size:14px}.comparison{overflow-x:auto;border:1px solid var(--line);border-radius:10px}table{width:100%;border-collapse:collapse;font-size:14px;min-width:800px;text-align:left}caption{text-align:left;padding:18px 22px;font-weight:650;color:var(--navy);background:#f5f8fa}th{background:var(--navy);color:white;padding:17px 20px;font-size:12px;font-weight:650}td{padding:20px;border-bottom:1px solid var(--line);vertical-align:top}tbody tr:last-child td{border:0}td:first-child{font-weight:750;color:var(--navy)}td small{display:block;font-weight:400;color:var(--muted);margin-top:6px}.checkgrid{display:grid;grid-template-columns:1fr 1fr;gap:50px;margin-top:40px}.checklist{padding:0;list-style:none}.checklist li{border-bottom:1px solid var(--line);padding:13px 0;font-size:14px}.checklist li:before{content:"✓";color:var(--deep);font-weight:800;margin-right:12px}.dark{background:var(--navy);color:#d2dce6}.dark h2,.dark h3{color:white}.dark .eyebrow{color:#64d8d2}.outage{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:34px}.outage article{border:1px solid #3a5268;border-radius:10px;padding:28px;background:#173049}.outage p{font-size:15px;color:#c0d0dc}.steps{display:flex;gap:17px;flex-wrap:wrap;border-top:1px solid #3a5268;margin-top:28px;padding-top:24px;font-size:13px}.steps b{color:#64d8d2}.findergrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px;align-items:start}.finderbox{background:white;border:1px solid var(--line);padding:30px;border-radius:12px;box-shadow:0 15px 40px #10243a08}.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{display:block;font-size:13px;font-weight:700;color:var(--navy)}select{width:100%;border:1px solid #b9c9d3;border-radius:5px;padding:11px 9px;background:white;color:var(--ink);margin-top:7px;font-size:14px}form .btn{margin-top:23px}#finder-result{margin-top:22px;padding:20px;background:#ecf7f6;border-radius:6px;font-size:14px}#finder-result h3{margin-top:0}.small{font-size:13px;color:var(--muted)}.faq{max-width:none}details{border-bottom:1px solid var(--line)}summary{list-style:none;font-size:17px;font-weight:650;padding:23px 35px 23px 0;cursor:pointer;color:var(--navy);position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:3px;font-size:25px;top:16px;font-weight:400}details[open] summary:after{content:"−"}details p{font-size:15px;color:var(--muted);padding-right:30px}.guides{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.guide{padding:24px;background:var(--light);border-radius:8px}.guide h3{font-size:18px}.guide p{font-size:14px;color:var(--muted)}.sources{display:grid;grid-template-columns:1fr 1fr;gap:20px}.sources article{border-top:1px solid var(--line);padding-top:20px}.sources h3{font-size:16px}.sources p{font-size:13px;color:var(--muted)}footer{background:#0c1c2d;color:#b4c4d2;padding:50px 0 25px}.footgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:50px}.footgrid .brand{color:white}.footgrid p{font-size:13px;margin-top:20px}footer a{color:#c5d7e3;font-size:13px}footer ul{list-style:none;padding:0;margin:0}footer li{margin:8px 0}footer h3{font-size:14px;color:white;margin:0 0 16px}.legal{margin-top:32px;border-top:1px solid #2e4255;padding-top:12px}.legal summary{color:#c5d7e3;font-size:13px;padding:16px 30px 16px 0}.legal details{border-color:#2e4255}.legal details p{color:#b4c4d2;font-size:13px}.copyright{border-top:1px solid #2e4255;margin-top:25px;padding-top:20px;font-size:11px;display:flex;justify-content:space-between;gap:20px}.status{color:#006a68;font-weight:650}.print-btn{padding:7px 12px;font-size:12px;margin-top:10px}.noscript{padding:12px;background:#fff0cf} @media(max-width:1050px){nav{gap:12px}nav a{font-size:12px}.brand{font-size:18px}.herogrid{gap:20px}h1{letter-spacing:-1.5px}}@media(max-width:800px){.wrap{width:calc(100% - 36px)}.topbar .wrap span:last-child{display:none}.head{align-items:center;min-height:74px}.faq{max-width:none}.menu{display:block}nav{display:none;position:absolute;top:74px;left:0;right:0;background:white;padding:18px;box-shadow:0 15px 20px #10243a18;flex-direction:column;align-items:stretch;gap:0}nav.open{display:flex}nav a{display:block;min-height:0;padding:12px;font-size:15px}.navfinder{display:block;min-height:0}.herogrid{grid-template-columns:1fr;padding:48px 0 40px}.hero p{font-size:16px}.visual{max-width:420px;width:100%;margin:0 auto}.herofoot{flex-wrap:wrap;gap:10px 18px}.introline .wrap,.sectionhead{display:block}.introline span{display:block;margin-top:6px}section{padding:54px 0}.cards,.guides{grid-template-columns:1fr}.timeline{grid-template-columns:1fr;margin-top:28px;gap:23px}.milestone{border-top:0;border-left:2px solid #a2d9d6;padding:0 0 0 25px}.milestone:before{left:-7px;top:8px}.milestone p{max-width:none}.checkgrid,.outage,.findergrid,.sources,.footgrid{grid-template-columns:1fr;gap:25px}.finderbox{padding:23px}.fields{gap:15px}.sectionhead .lead{max-width:none}.copyright{display:block}.copyright span{display:block;margin-bottom:6px}}@media(max-width:420px){.fields{grid-template-columns:1fr}h1{font-size:36px}.actions a{width:100%}.brand{font-size:17px}.visual-note{font-size:12px;padding:10px 12px}.topbar{font-size:11px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}@media print{header,.topbar,.hero,.introline,footer,main>section:not(#terminal-finder),.findergrid>div:first-child,form,.print-btn{display:none!important}#terminal-finder{padding:0}.findergrid{display:block}.finderbox{border:0;box-shadow:none}#finder-result{display:block!important;background:white}body{font-size:12pt}}


/* Ergänzungen für eigenständige Informations- und Rechtseiten */
.pagehero{background:linear-gradient(135deg,#10243A 0%,#18374D 78%,#075C62 150%);color:#fff;padding:74px 0 67px;position:relative;overflow:hidden}
.pagehero:after{content:"";position:absolute;right:-120px;top:-180px;width:480px;height:480px;border:1px solid #5bcac62c;border-radius:50%;box-shadow:0 0 0 70px #5bcac610,0 0 0 145px #5bcac609;pointer-events:none}
.pagehero .wrap{position:relative;z-index:1}
.pagehero .eyebrow{color:#6ee2d7}
.pagehero h1{font-size:clamp(34px,4vw,52px);max-width:920px;margin-bottom:17px}
.pagehero p{font-size:17px;color:#cfdeeb;max-width:810px;margin:0}
.pagecontent{padding:70px 0 95px}
.contentgrid{display:grid;grid-template-columns:minmax(0,760px) minmax(245px,320px);gap:60px;align-items:start}
.article-copy{font-size:16px}
.article-copy h2{font-size:clamp(23px,2.3vw,30px);margin:43px 0 15px;scroll-margin-top:120px}
.article-copy h2:first-child{margin-top:0}
.article-copy h3{font-size:19px;margin:25px 0 10px}
.article-copy p{margin:0 0 17px}
.article-copy ul,.article-copy ol{padding-left:22px;margin:0 0 23px}
.article-copy li{padding-left:4px;margin:0 0 8px}
.article-copy strong{color:#10243A}
.article-copy a{font-weight:600}
.article-copy .contact-item{padding:22px 24px;border:1px solid var(--line);border-radius:10px;background:#fff;margin:24px 0}
.article-copy .contact-item h2{margin-top:0}
.article-copy .legal-note{background:var(--light);border-left:4px solid var(--teal);padding:20px 23px;margin:30px 0;border-radius:0 7px 7px 0}
.article-copy .legal-note p:last-child{margin:0}
.article-copy .info-cols{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:26px 0}
.article-copy .info-card{background:#f2f6f8;border:1px solid #d9e3e9;border-radius:10px;padding:22px}
.article-copy .info-card h3{margin-top:0}
.article-copy .info-card p:last-child{margin-bottom:0}
.page-aside{border:1px solid var(--line);border-radius:12px;padding:26px;background:#f7fafb;position:sticky;top:116px}
.page-aside h2{font-size:20px;margin:0 0 14px}
.page-aside p{font-size:14px;color:var(--muted);margin-bottom:14px}
.page-aside ul{list-style:none;margin:8px 0 0;padding:0}
.page-aside li{border-top:1px solid var(--line);padding:10px 0}
.page-aside li a{font-size:14px;text-decoration:none;font-weight:600}
.page-aside li a:hover{text-decoration:underline}
.page-aside .fine{font-size:12px;margin-top:20px;color:var(--muted)}
.crumbs{font-size:13px;color:#b7d5de;margin-bottom:24px}
.crumbs a{color:#ceefef}
.footer-subline{color:#94abbd;font-size:12px;margin-top:14px}
.footgrid{grid-template-columns:1.25fr .9fr .9fr .95fr;gap:34px}
footer .brand{font-size:19px}
.footer-address{font-style:normal;font-size:12px;line-height:1.8;color:#b4c4d2;margin-top:16px}
.footer-note{font-size:12px;color:#b4c4d2;border-top:1px solid #2e4255;padding-top:16px;margin-top:30px}
footer a[aria-current=page],nav a[aria-current=page]{color:#4ec9c5;font-weight:800}
.quickback{margin-top:24px}
.quickback a{color:#005d63;font-weight:700;text-decoration:none}
.quickback a:hover{text-decoration:underline}
@media(max-width:950px){.contentgrid{grid-template-columns:1fr;gap:30px}.page-aside{position:static;order:2}.footgrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:800px){.pagehero{padding:50px 0}.pagecontent{padding:49px 0 65px}.article-copy .info-cols{grid-template-columns:1fr}.footgrid{gap:32px}}
@media(max-width:500px){.footgrid{grid-template-columns:1fr}.pagehero h1{letter-spacing:-1.3px}.article-copy h2{margin-top:32px}}


/* Fachdossiers: Zusatzstile auf Basis der bestehenden FinTech-Gestaltung */
.article-meta{margin-top:22px;color:#b2d4da;font-size:13px;font-weight:650}
.editor-note{border:1px solid #a9d8d6;background:#edf8f7;border-radius:9px;padding:17px 20px;color:#204753;font-size:14px;margin-bottom:35px}
.article-copy .editor-note strong{color:#075c62}
.fact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;margin:28px 0}
.fact-tile{background:#eaf6f6;border:1px solid #cee7e7;border-radius:9px;padding:21px}
.fact-tile span{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:#007979;font-weight:800;display:block;margin-bottom:8px}
.fact-tile strong{font-size:18px;line-height:1.25;display:block;margin-bottom:8px}
.fact-tile p{font-size:14px;color:#395466;margin:0}
.topic-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin:25px 0}
.topic-cards>div{border:1px solid #d7e4e8;border-radius:9px;padding:18px;background:#f5f8fa}
.topic-cards strong{display:block;font-size:15px;line-height:1.35}
.topic-cards p{font-size:13px;color:var(--muted);margin:9px 0 0;line-height:1.6}
.article-copy .check-points{list-style:none;padding:0;margin:20px 0 28px}
.article-copy .check-points li{padding:12px 13px 12px 37px;border-bottom:1px solid var(--line);position:relative;margin:0}
.check-points li:before{content:'✓';color:#007979;font-weight:800;position:absolute;left:12px}
.article-copy .numbered-questions{padding-left:26px}
.article-copy .numbered-questions li{margin-bottom:15px;padding-left:5px}
.article-copy .process-list{margin:25px 0 30px;padding-left:24px}
.article-copy div.process-list{padding-left:0}
.article-copy .process-list li,.article-copy .process-list>div{margin:0 0 12px;padding:16px 20px;background:#f3f7f8;border-left:3px solid #00a6a6;list-style-position:outside}
.article-copy details{margin:0}.article-copy summary{font-size:16px;padding:17px 35px 17px 0}.article-copy details p{padding:0 30px 10px 0}
.article-copy .source-list{border-top:1px solid #d9e3e9;padding:18px 0 0 20px}
.article-copy .source-list li{font-size:14px;margin-bottom:13px}
.source-note{font-size:13px;color:#526477;border-left:3px solid #00a6a6;padding:10px 16px;background:#f3f7f8}
.article-copy .next-reads{border-top:1px solid #d9e3e9;margin-top:48px;padding-top:8px}
.related-links{display:flex;gap:10px;flex-wrap:wrap;margin:19px 0 0}
.related-links a{border:1px solid #a6cacc;border-radius:7px;padding:12px 16px;color:#006b6d;text-decoration:none;font-size:14px;font-weight:700;background:#fff}
.related-links a:hover{background:#edf8f7}
.home-article-links{margin-top:30px}
.guide-link-dark{margin-top:30px}.guide-link-dark a{display:inline-block;border:1px solid #63d4d1;color:#a5f1ed;padding:11px 15px;border-radius:6px;font-weight:700;text-decoration:none}
.article-copy .guide-table{margin:22px 0}.article-copy .guide-table table{min-width:620px}.article-copy .guide-table td:first-child{font-weight:700}
@media(max-width:900px){.topic-cards{grid-template-columns:1fr}}
@media(max-width:640px){.fact-grid{grid-template-columns:1fr}.fact-tile{padding:18px}.article-copy .guide-table table{min-width:590px}.article-copy .related-links a{flex:1 1 100%}}
@media print{.pagehero,.page-aside,footer,header,.topbar,.next-reads{display:none!important}.pagecontent{display:block!important;padding:0!important}.contentgrid{display:block!important}}

/* Ratgeber, druckbare Händler-Checkliste (Oktober 2026) */
.checkpanel{margin:26px 0 38px;padding:25px 25px 29px;border:1px solid #c4dbde;border-radius:12px;background:#fbfdfd;box-shadow:0 10px 30px #10243a08}
.checkpanel-header{display:flex;align-items:center;justify-content:space-between;gap:25px}.checkpanel h2{margin:0 0 10px}.checkpanel-header .eyebrow{margin-bottom:8px}.checkpanel-header p{font-size:13px;color:#526477}.checkcounter{font-size:16px;white-space:nowrap;border-radius:9px;background:#dff3f0;padding:14px 18px;color:#0a6c6e}.checkcounter strong{font-size:22px}.checkcounter span{font-size:11px;display:block}.progress-track{height:7px;background:#dce8ec;overflow:hidden;border-radius:20px;margin:17px 0 26px}.progress-value{height:100%;width:0;background:#00a6a6;transition:width .12s ease}.interactive-list{border:0;min-width:0;padding:0;margin:0 0 28px}.interactive-list legend{display:block;width:100%;padding:0 0 10px;font-size:19px;font-weight:750;color:#10243A}.step-number{font-size:13px;color:#007979;background:#def4f0;border-radius:5px;padding:4px 6px;margin-right:8px}.article-copy .checkitem{display:flex;align-items:flex-start;gap:12px;cursor:pointer;border-top:1px solid #d9e3e9;padding:14px 2px;color:#10243a;font-size:14px;font-weight:400;line-height:1.4}.checkitem input{margin:4px 0 0;min-width:20px;height:20px;accent-color:#007979;flex:0 0 20px}.checkitem strong{display:block;font-size:14px}.checkitem small{display:block;color:#526477;font-size:12px;margin-top:5px;line-height:1.5}.checkitem:has(input:checked){background:#eef8f6}.check-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}.subtle-btn{border:1px solid #a6cacc;background:#fff;color:#006b6d}.index-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:25px 0 35px}.index-card{border:1px solid #d8e4e8;border-radius:11px;padding:24px;background:#f8fafb;min-width:0}.index-card h3{margin:13px 0 11px;font-size:20px}.index-card h3 a{text-decoration:none;color:#10243a}.index-card h3 a:hover{text-decoration:underline}.index-card p{font-size:14px;color:#526477}.index-card .read-link{font-size:13px}.guide-more{margin-top:26px}.guide-more .btn{color:white}.article-copy .guide-table th,.article-copy .guide-table td{padding:13px 14px}.article-copy .guide-table td{font-size:13px;line-height:1.5}.article-copy .guide-table{overflow:auto}.guide-table table{min-width:700px!important}
@media(max-width:680px){.index-cards{grid-template-columns:1fr}.checkpanel{padding:18px}.checkpanel-header{align-items:flex-start}.checkcounter{padding:11px}}
@media print{.check-actions,.page-aside,.index-cards{display:none!important}.checkpanel{box-shadow:none;padding:0;border:0;background:white}.checkitem{break-inside:avoid;page-break-inside:avoid;padding:9px 2px!important}.checkitem small{font-size:10px}.checkitem input{print-color-adjust:exact;-webkit-print-color-adjust:exact}.pagecontent{padding:0!important}.article-copy>.editor-note{display:none}.article-copy>h2:not(#pruefliste h2),.article-copy>p,.article-copy>.legal-note,.article-copy>.source-list,.article-copy>details,.article-copy>.next-reads{display:none!important}.progress-track{display:none}}

/* Neutrale Terminalwahl statt unbestätigter Anbieterübersicht – Stand 10.10.2026 */
.choice-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:17px;margin:28px 0 26px}
.choice-card{background:#f7fafb;border:1px solid #d9e5e9;border-radius:11px;padding:25px 20px;min-width:0;transition:border-color .15s ease}
.choice-card:hover{border-color:#8fcac8}
.choice-card h3{font-size:19px;margin:16px 0 10px;line-height:1.25}
.choice-card p{font-size:14px;line-height:1.55;color:#526477;margin:0}
.choice-icon{width:48px;height:48px;border-radius:11px;display:flex;align-items:center;justify-content:center;color:#007979;background:#e1f4f1}
.choice-icon svg{width:26px;height:26px}
.choice-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:25px}
.choice-outline{background:white;color:#007979;border:1px solid #007979}
.choice-outline:hover{background:#e1f4f1}
.choice-lower{margin-top:27px;padding-top:8px}
.choice-lower h3{margin-top:8px}
@media(max-width:1000px){.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:580px){.choice-grid{grid-template-columns:1fr}.choice-card{padding:20px}.choice-actions .btn{width:100%;justify-content:center}}
@media(prefers-reduced-motion:reduce){.choice-card{transition:none}}

/* FIX 10.10.2026: Inline-SVG-Icons begrenzen und Karte stabil layouten.
   Einheitliche CSS-Datei; Cache-Version in den HTML-Links aktualisieren. */
#terminals .choice-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:17px}
#terminals .choice-card{min-width:0;display:flex;flex-direction:column;align-items:flex-start}
#terminals .choice-card .choice-icon{flex:0 0 48px;display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;max-width:48px;max-height:48px;overflow:hidden}
#terminals .choice-card .choice-icon svg{display:block;flex:none;width:26px!important;height:26px!important;min-width:26px;min-height:26px;max-width:26px;max-height:26px}
@media(max-width:1000px){#terminals .choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:580px){#terminals .choice-grid{grid-template-columns:1fr}}

/* SumUp-Entwurf 19.10.2026: unabhängige Anbieterübersicht */
.breadcrumbs{font-size:13px;margin:0 0 16px;color:#c9e4e7}
.breadcrumbs a{color:#d9f4ef;text-decoration:underline;text-underline-offset:3px}
.partner-transparency{border:1px solid #a5dcd5;border-left:5px solid var(--deep);background:#f1faf8;padding:18px 20px;border-radius:9px;font-size:14px;color:#264c50;margin-bottom:25px}
.partner-intro{font-size:16px}
.partner-product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:25px 0}
.partner-product-card{border:1px solid var(--line);border-radius:14px;background:#fff;padding:22px;display:flex;flex-direction:column;align-items:flex-start;min-width:0;box-shadow:0 8px 22px rgba(16,36,58,.035)}
.article-copy .partner-product-card h3{font-size:21px;line-height:1.25;margin:15px 0 10px;color:var(--navy)}
.partner-product-card p{font-size:14px;color:var(--muted);margin:0 0 13px}
.article-copy .partner-product-card ul{padding-left:18px;margin:0 0 20px;flex:1}
.partner-product-card li{font-size:13px;line-height:1.5;margin:0 0 8px}
.partner-product-card .partner-action{display:inline-block;padding:10px 14px;font-size:13px;text-align:center;width:100%;white-space:normal;line-height:1.35}
.partner-product-card small{font-size:11px;line-height:1.5;color:var(--muted);margin-top:11px}
.partner-info{background:#f3f7f9;border-left:4px solid var(--teal);border-radius:0 8px 8px 0;padding:18px 20px;margin:26px 0;font-size:14px}
.partner-info a{font-weight:600}
.partner-cta{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin:22px 0}
.partner-cta span{font-size:12px;color:var(--muted)}
.choice-actions{display:flex;flex-wrap:wrap;gap:12px}
@media(max-width:1060px){.partner-product-grid{grid-template-columns:1fr}.partner-product-card{padding:23px}.partner-product-card .partner-action{width:auto}}
@media(max-width:550px){.partner-cta .btn,.partner-product-card .partner-action{width:100%}.partner-product-card .partner-action{white-space:normal}}

/* 19.10.2026: Preview-only responsive, scalable provider list on home */
.offers-section{background:linear-gradient(180deg,#f5f9fa 0%,#fff 100%);border-top:1px solid #e6edef;border-bottom:1px solid #e6edef}
.providers-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,370px),1fr));gap:18px;margin-top:4px;margin-bottom:20px}
.provider-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px;box-shadow:0 11px 34px rgba(16,36,58,.045);display:flex;flex-direction:column;gap:14px;min-width:0}
.provider-heading{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap}
.provider-heading h3{font-size:28px;line-height:1.18;margin:5px 0 0;color:var(--navy)}
.provider-type{font-size:11px;text-transform:uppercase;letter-spacing:1.25px;color:var(--deep);font-weight:750}
.provider-label{font-size:11px;color:var(--deep);background:#e5f5f3;border-radius:5px;padding:5px 9px;font-weight:750}
.provider-card>p:not(.provider-fine){font-size:15px;max-width:80ch;margin:0}
.provider-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.provider-actions .btn{min-height:44px;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-align:center;font-weight:700;text-decoration:none}
.provider-actions .provider-secondary{background:white;color:var(--deep);border:1px solid var(--deep)}
.provider-actions .provider-secondary:hover{background:#eef9f7}
.provider-fine{font-size:12px;color:var(--muted);border-top:1px solid var(--line);padding-top:13px;margin:1px 0 0;line-height:1.6}
.offers-detail-link{font-size:12px;color:var(--muted);max-width:1030px;line-height:1.65;margin:0}
.offers-detail-link a{font-weight:700}

.test-environment span{letter-spacing:1.1px}
@media(max-width:650px){.provider-card{padding:19px}.provider-heading h3{font-size:25px}.provider-actions{display:grid;grid-template-columns:1fr}.provider-actions .btn{width:100%}}


/* 19.10.2026 · Angebotsbereich optisch hervorheben, neutral erweiterbar */
.offers-section{background:linear-gradient(180deg,#eff9f8 0%,#f8fbfb 70%,#fff 100%);border-top:1px solid #d9eeec;border-bottom:1px solid #e1ecee}
.offers-intro{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);align-items:center;gap:42px;margin:0 0 32px}
.offers-intro-copy{min-width:0}
.offers-intro .eyebrow{margin-bottom:13px}
.offers-intro h2{max-width:720px;font-size:clamp(33px,3.3vw,48px);line-height:1.14;letter-spacing:-1.25px;margin-bottom:20px}
.offers-intro h2 span{color:var(--deep)}
.offers-intro .lead{max-width:650px;margin-bottom:24px}
.offers-intro-marker{display:flex;align-items:center;gap:12px;color:#27566a;font-weight:650;font-size:13px;line-height:1.5}
.offers-intro-marker>span:first-child{display:grid;place-items:center;flex:0 0 32px;width:32px;height:32px;border-radius:50%;color:white;background:var(--deep);font-weight:800;font-size:16px}
.offers-intro-art{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;margin:0;min-height:300px;padding:17px 22px 9px;border:1px solid #c9e6e1;border-radius:21px;background:radial-gradient(ellipse at 55% 46%,#f9fefe 0%,#d6f1ed 68%,#bfe4df 100%);overflow:hidden}
.offers-intro-art:before{content:"";position:absolute;width:280px;height:280px;border:1px solid rgba(0,121,121,.14);border-radius:50%;box-shadow:0 0 0 29px rgba(0,121,121,.04);pointer-events:none}
.offers-intro-art img{position:relative;width:min(100%,390px);height:auto;max-height:290px;object-fit:contain;filter:drop-shadow(0 13px 13px rgba(16,36,58,.18))}
.offers-intro-art figcaption{position:relative;text-align:center;color:#557480;font-size:11px;font-weight:600}
.providers-grid{gap:21px;margin:0 0 22px}
.provider-card{border:1px solid #b9dedb;border-left:6px solid var(--teal);border-radius:15px;padding:30px 32px;box-shadow:0 16px 34px rgba(16,36,58,.075);gap:18px}
.provider-heading{align-items:center}
.provider-heading h3{font-size:30px;letter-spacing:-.35px;line-height:1.2;margin:4px 0 0;font-weight:680}
.provider-type{font-size:12px;letter-spacing:1.05px}
.provider-label{font-size:12px;padding:7px 11px;font-weight:750;letter-spacing:.1px}
.provider-card>p:not(.provider-fine){font-size:16px;line-height:1.65}
.provider-actions{gap:12px}
.provider-actions .btn{border-radius:8px;padding:16px 18px;font-size:15px;min-height:54px}
.provider-fine{font-size:12.5px;padding-top:18px}
/* Wenn nur ein Anbieter freigegeben ist, nutzt seine Karte die ganze Breite sinnvoll. */
.provider-card:only-child{display:grid;grid-template-columns:minmax(0,1fr) minmax(240px,.83fr);gap:14px 40px;align-items:start}
.provider-card:only-child .provider-heading{grid-column:1}
.provider-card:only-child>p:not(.provider-fine){grid-column:1}
.provider-card:only-child .provider-actions{grid-column:2;grid-row:1 / span 2;display:grid;align-content:center;align-self:center}
.provider-card:only-child .provider-actions .btn{width:100%}
.provider-card:only-child .provider-fine{grid-column:1 / -1}
/* Zusätzlicher Navigationspunkt: kompakter ohne den mobilen Menüwechsel zu verschieben. */
@media(min-width:801px) and (max-width:1210px){nav{gap:clamp(9px,1.1vw,15px)}nav a{font-size:12px;min-height:86px;padding-top:18px}.head{gap:13px}}
@media(max-width:900px){.offers-intro{grid-template-columns:minmax(0,1fr) minmax(210px,.65fr);gap:18px}.offers-intro-art{min-height:260px}.offers-intro-art img{max-height:240px}}
@media(max-width:800px){.offers-intro{grid-template-columns:1fr;gap:22px}.offers-intro-art{width:min(100%,470px);margin:0 auto;min-height:260px}.offers-intro-art img{max-height:250px}}
@media(max-width:740px){.provider-card:only-child{display:flex;flex-direction:column;gap:17px}.provider-card:only-child .provider-actions{display:grid;width:100%;align-self:stretch}.provider-card{padding:24px}.provider-heading h3{font-size:29px}}
@media(max-width:420px){.offers-intro h2{font-size:32px}.offers-intro-art{min-height:215px;padding:10px}.offers-intro-art img{max-height:195px}.provider-heading h3{font-size:27px}.provider-label{font-size:10px}}

/* Tablet-Navigation: Sieben Menüpunkte benötigen früher das Aufklappmenü. */
@media(min-width:801px) and (max-width:1120px){
.menu{display:block}
nav{display:none;position:absolute;top:86px;left:0;right:0;background:white;padding:16px max(24px,calc((100vw - 1000px)/2));box-shadow:0 15px 20px #10243a18;flex-direction:column;align-items:stretch;gap:0}
nav.open{display:flex}
nav a{font-size:15px;min-height:0;align-self:auto;padding:12px}
}

.heroquicklink{margin:14px 0 8px}


/* V13 – explizite Ausrichtung der Navigations-TEXTZEILEN OBEN.
   Keine vertikale Zentrierung. Nur Desktop; Tablet/Mobil behalten das Menü. */
@media (min-width:1121px) {
  header .head {
    align-items: flex-start;
    padding-top: 14px;
    padding-bottom: 14px;
  }
  header .head .brand { align-self: flex-start; }
  header .head nav {
    align-items: flex-start;
    align-self: flex-start;
    height: auto;
    margin-top: 0;
  }
  header .head nav > a {
    display: block;
    align-self: flex-start;
    min-height: 0;
    padding-top: 0;
    line-height: 1.4;
  }
  header .head nav > a.navfinder {
    display: block;
    align-self: flex-start;
    min-height: 0;
    margin-top: -10px;
    padding: 10px 13px;
    line-height: 1.4;
  }
}

/* V15: Links unter den vier bestehenden Terminalwahl-Karten */
#terminals .choice-card .choice-more{display:inline-flex;gap:7px;align-items:center;margin-top:auto;padding-top:17px;color:var(--deep);font-size:13px;font-weight:750;line-height:1.35;text-decoration:underline;text-decoration-color:#a0d5cf;text-underline-offset:4px}
#terminals .choice-card .choice-more:hover{color:#005b5a;text-decoration-color:currentColor}
#terminals .choice-card .choice-more:focus-visible{outline:3px solid #e9ac3b;outline-offset:4px}
/* Defensive: ordered operational checklists within longform article */
.article-copy ol.decision-list{padding-left:24px;margin:15px 0 28px}.article-copy ol.decision-list li{padding:6px 0;font-size:15px;line-height:1.65}

/* Neue Ratgeber: breite Vergleichstabellen dürfen mobile Layouts nicht verbreitern. */
.pagecontent .contentgrid,.pagecontent .article-copy{min-width:0}
@media(max-width:950px){.pagecontent .contentgrid{grid-template-columns:minmax(0,1fr)}}

/* V16: Navigationskopf auf sämtlichen Seiten beim Scrollen sichtbar halten.
   Der Informationsstreifen (.topbar) bleibt bewusst normal im Dokumentfluss.
   Ankerziele sollen nicht hinter der Navigation verschwinden. */
header { position: -webkit-sticky; position: sticky; top: 0; z-index: 50; }
html { scroll-padding-top: 114px; }
@media (max-width: 800px) { html { scroll-padding-top: 92px; } }


/* V17 – Nur drei Flaechenfarben fuer Hauptabschnitte: gebrochenes Weiss,
   zartes Blau und das bestehende Dunkelblau. Tuerkis bleibt Akzent. */
:root {
  --surface-white: #fbfdfd;
  --surface-blue: #eef5f9;
  --surface-navy: #10243a;
}
body { background:var(--surface-white); }

/* STARTSEITE: klare, abwechselnde Abschnittsflaechen ohne Farbverlauf. */
main > .hero { background:var(--surface-navy); }
main > .hero::before { background:none; }
main > .introline { background:var(--surface-blue); }
main > section#offline,
main > section#terminals,
main > section#faq,
main > section#quellen { background:var(--surface-white); }
main > section#anbieter,
main > section#mastercard-2027,
main > section#terminal-finder,
main > section#ratgeber { background:var(--surface-blue); }
main > section#netzausfall { background:var(--surface-navy); }
/* Bild bleibt wie genehmigt; seine Flaeche folgt dem hellen Farbsystem. */
.offers-intro-art { background:var(--surface-white); }

/* UNTERSEITEN: dunkler Titelbereich, darunter weisslich/blaue Lesebloecke. */
main > .pagehero { background:var(--surface-navy); }
main > .pagecontent { background:var(--surface-white); }
.article-copy > .article-band {
  padding:24px 22px 26px;
  margin:0 -22px 14px;
  border-radius:11px;
  background:var(--surface-white);
}
.article-copy > .article-band.band-blue {background:var(--surface-blue);}
.article-copy > .article-band.band-white {background:var(--surface-white);}
.article-copy > .article-band > h2:first-child { margin-top:0; }
@media(max-width:800px) {
  .article-copy > .article-band { padding:21px 13px 23px; margin:0 -13px 12px; }
}
@media print {
  main > .pagecontent,
  .article-copy > .article-band {background:#fff!important;box-shadow:none!important;}
  .article-copy > .article-band {margin:0;padding:8px 0;}
}


/* 22.10.2026 – Mobilmenü: kein Overlay, keine dauerhaft klebende Kopfzeile.
   Desktop-Navigation inklusive der festgelegten oberen Textausrichtung bleibt unberührt. */
@media (max-width: 800px) {
  html { scroll-padding-top: 16px; }
  header { position: relative; top: auto; z-index: 50; }
  header .head {
    display: flex; flex-wrap: wrap; align-items: center;
    gap: 10px; min-height: 0; padding-top: 12px; padding-bottom: 12px;
  }
  header .brand { flex: 1 1 0; min-width: 0; line-height: 1.2; }
  header .brand small { font-size: 9px; letter-spacing: .7px; line-height: 1.4; }
  header .logo { flex: 0 0 35px; }
  header .menu {
    display: inline-flex; align-items: center; justify-content: center;
    flex: 0 0 auto; min-height: 44px; margin-left: auto;
    padding: 9px 12px; font-size: 15px; line-height: 1.25;
    white-space: nowrap;
  }
  header #navigation {
    display: none; position: static; flex: 0 0 100%; order: 3;
    top: auto; left: auto; right: auto; width: 100%; height: auto;
    margin: 0; padding: 0; background: #fff; box-shadow: none;
    border-top: 0; align-items: stretch; gap: 0;
  }
  header #navigation.open {
    display: flex; padding: 10px 0 4px; margin-top: 6px;
    border-top: 1px solid var(--line);
  }
  header #navigation a {
    display: block; min-height: 0; align-self: auto;
    margin: 0; padding: 11px 12px; font-size: 15px;
    line-height: 1.4; color: var(--ink); background: #fff;
    border-radius: 6px; overflow-wrap: anywhere;
  }
  header #navigation a:hover,
  header #navigation a:focus-visible { background: #eef5f9; color: var(--deep); }
  header #navigation .navfinder { min-height: 0; border: 1px solid var(--line); margin-top: 7px; }
}
@media (max-width: 380px) {
  header .brand { font-size: 16px; }
  header .brand small { font-size: 8px; letter-spacing: .5px; }
  header .menu { font-size: 14px; padding: 8px 9px; }
}

/* 27.10.2026: Abschnittsueberschriften auf der mobilen Startseite vergroessern.
   Nur die tuerkisfarbenen Abschnittslabels, keine Haupttitel/Unterseiten. */
@media (max-width: 800px) {
  body#start main .eyebrow {
    font-size: 15px;
    line-height: 1.5;
    letter-spacing: 1.3px;
  }
}